Did you know that if you move to a jurisdiction in Canada that has a waiting period for public healthcare (Medicare) you will need private medical insurance for your first 3 months?

Otherwise, you could be risking your life savings!

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CANADIAN HEALTHCARE

In British Columbia, Ontario, and Quebec and in ALL Territories, new residents wait up to 3 months before being eligible for public healthcare. During the waiting period even the high cost of hospitalization for an emergency would be your liability!

Approximate medical costs that apply to “Uninsured Residents” & Visitors:

For Un-insured Residents

Standard Ward: $1,000–$4,000+ per day
Intensive Care: $3,000–$12,000+ per day
Emergency Room: $300–$700+ per visit

For Visitors and Non-residents

Standard Ward: $3,000–$7,000+ per day
Intensive Care: $5,000–$13,000+ per day
Emergency Room: $700–$1,000+ per visit

*Cost ranges (in CAD) are approximate based on data collected from ten urban hospitals February 2017

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What are my options?

WHAT ARE MY OPTIONS?

What interim (private) medical insurance options are available for Canada?

1

“VISITORS TO CANADA” MEDICAL INSURANCE

Most common type of interim medical plan for visitors and new residents

Most basic and lowest cost

Covers initial emergency medical services to treat a new accident or unforeseen sickness

Little to no coverage for 'continuing medical care'

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2

“EXPATRIATE’S”
MEDICAL INSURANCE

More robust and comprehensive medical coverage

Higher sums of insurance available

Broader coverage of
continuing medical care

Medical underwriting option available for
pre-existing conditions

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We can help.

Contact DCIS for more information about the health insurance options available to you.

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We are

  • Independent Insurance Brokers
  • Specialists in Health Insurance
  • Advocates for our clients

Our clients are

  • Offered competitive solutions
  • Well advised
  • Supported at the time of claim